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for title insurance in Virginia
Contact the lender and exchange all necessary information regarding your loan. Order the title search on the property. Order property survey for home or town house. (Condos do not require a survey)
In the simplest terms, title insurance is protection and comfort. A title insurance policy creates the comfort of knowing that a party's interest, usually as owner or lender, is protected in a real estate transaction.
An abstract is a summary or history of the title to a piece of property. It consists of notes regarding, or copies of, all of the documents pertaining to the title of a particular piece of property.
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Abstract of Judgment
A summary prepared by a licensed abstractor of all documents recorded in the public records of the political subdivision where the land is located. An abstract in some states or areas is reviewed by an attorney or other experienced title examiner to determine the status of title.
Clause in a deed of trust or mortgage, which accelerates, or hastens, the time when the indebtedness becomes due. For example, some deeds of trust contain a provision (an acceleration clause) stating that the note shall become due immediately upon the sale of the land.
Abstract of Title
An abstract is a summary or history of the title to a piece of property. It consists of notes regarding, or copies of, all of the documents pertaining to the title of a particular piece of property, based upon the original documents filed in the office of the Clerk of Court.